1. Provincial Coverage
   
   • No coverage.
2. User Fees
   
   • DC can charge what is appropriate.
   • Average initial visit user fee, $65, subsequent visits $30.
3. Workers Compensation
   
   • Initial & subsequent visits $30.
   • Initial & subsequent reports $26.
   • Treatment length determined by case, usually in treatment in blocks of 10.
   • No user fee can be charged.
   • X-rays covered.
   • Cover back braces/supports/orthotics.
4. Auto Insurance (private)
   
   • No direct billing to insurance companies.
   • Patients pay up front and get reimbursed by insurance companies.
   • No $ coverage limits.
   • Average initial visit $65, subsequent visit $30.
   • Treatment length determined case by case.
   • X-ray coverage.
   • Insurance company reports $25 each.
   • Medical-Legal reports requested by lawyers, charge $300-$500 based on length.
5. Social Assistance
   
   • No coverage.
6. Veterans Affairs
   
   • Pays up to 20 visits/yr.
   • Call for pre approval of treatment.
7. RCMP
   
   • Covers 15 visits a year, can get another 12 visits with MD approval.
   • Initial visit pays full amount (up to $70), subsequent visit pays full amount (up to $30).
8. Private Insurance (Blue X)
   
   • Usually covers 80 % of chiropractic costs up to $300-$500.
   • Usually covers 80 % of orthotics costs.
   • Direct bill military (Blue X) with a referral from military MD, initial $65, subsequent $30. Military MDs becoming more chiropractic friendly.
9. Native Affairs
   
   • No coverage.

Click here to visit the provincial association website: http://www.medianet.ca/nsca